Which phrase indicates the presence of moisture in the air but no solid precipitation?

The phrase "It's cloudy" indicates the presence of moisture in the air without implying solid precipitation. Clouds form when water vapor condenses in the atmosphere, signaling humidity. While being cloudy does not guarantee precipitation, it strongly suggests that moisture is present.

In contrast, "It's sunny" implies that there are few or no clouds, which usually indicates dry conditions. "It's snowing" explicitly describes solid precipitation falling from the clouds, which does not meet the criteria of having moisture without solid precipitation. "It's windy" refers to air movement and does not provide information about moisture levels or the presence of precipitation. Therefore, "It's cloudy" is the correct phrase that aligns with the requirement of moisture without solid precipitation.